Long-Term Care Insurance For In Home Senior Care in Greenville, SC
Some seniors may qualify for long-term care insurance, which can supplement in home senior care services
Comfort Keepers provides quality in home senior care. These services can help your loved one maintain their independence. By working with our team of caregivers in Greenville, SC, you’ll be included in your loved one’s care from the very beginning.
As making the decision to hire a professional caregiver may not be easy, we are here to help you in any way we can. We understand that one of the biggest concerns of seniors and their families is the cost of care. At Comfort Keepers, we can help you explore your funding options, including long-term care insurance.
Unanticipated long-term care expenses can wipe out your savings. On the other hand, a long-term care insurance plan can protect your family's financial future because this type of insurance is designed to cover long-term services, reducing the impact a health care crisis can have on your family. Although coverage for long-term care insurance is expensive, it’s much cheaper than saving and paying for in home senior care with your assets. It can allow your loved one to continue their routine with the help of a trained caregiver, providing you with peace of mind that they have a professional to rely on at all times.
We advise you to inform yourself about insurance options so you can make a good decision. Also, it might be a good idea to consult a financial planner to assist you with the questions about the risks and rewards. Before choosing a long-term care insurance policy, research what is covered and what is excluded. Policies usually have a designated elimination period. This period is the length of time between making a claim and actually receiving benefits – meaning you have to pay for benefits out of pocket during the elimination period. The longer the elimination period, the lower the premium. Inflation is also something to consider, as it can drastically increase premium costs. Many plans offer inflation protection that will protect your loved one’s budget from inflation.
For more information on long-term care insurance and coverage for in home senior care from Comfort Keepers office in Greenville, SC.
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Comfort Keepers is proud to serve the following areas of South Carolina:
1200 Haywood Road, Greenville, SC 29615